Question 1
"Each Student is to individually complete and submit a research Paper as part of their Final Grade. The subject of this Paper is to be on a legal subject related to forensic accounting, such as money laundering, terrorist financing, tax fraud, internet fraud, or other type of fraud, to be approved by the Instructor. Each Student will submit three legal subjects, in the order of personal choice, by a date to be announced, after which the Instructor will make the final selection for each Student?s subject and inform the Student by e-mail. The Student should indicate if any of their choices is work-related or of significant personal interest. The Term Paper is to contain at least ten (10) relevant legal references, (including court cases, statutes, treaties, etc.), no more than five (5) of which may be internet websites. Citations and attributions are mandatory, using standard formats, and should be made of all references you apply. Quotations and anecdotes are acceptable, but you are not to copy large amounts of published texts, articles or other papers, treatises or website materials as ?filler? material. The Paper is to be at least twelve (12) total pages of text,(not including Title Page, Table of Contents/Index, Table of Authorities, or Bibliography). Each text page, is to be in double-spaced, Times New Roman 12-point type, using the WORD or Wordperfect word processing program. All individual text-page margins are to be scaled at 1 inch (1?), for all sides, Top, Bottom, Left, Right. The Due Date for submission will be announced subsequently by the Instructor. Late submission may lead to assessment of a penalty in the grade received. This Paper will represent 20% of your Final Grade in this Course, Grading emphasis for this segment will be placed on: (a) the depth, degree of originality, and the current nature and timeliness of your subject matter; (b)the organization and logical presentation of the material in appropriate business form; (c) the extent of expression of your own thought process; and (d) the quality of your professional writing skills." Scott Rothstein Fraud is my Paper Topic
Question 2
State State State Alabama 13.5 Kentucky 14.6 North Dakota 8.3 Alaska 12.5 Louisiana 20.5 Ohio 11.9 Arizona 20.4 Maine 13.5 Oklahoma 19.2 Arkansas 17.9 Maryland 15.3 Oregon 12.5 California 20.6 Massachusetts 11.1 Pennsylvania 9.9 Colorado 14.8 Michigan 9.7 Rhode Island 12.9 Connecticut 8.8 Minnesota 8.0 South Carolina 14.6 Delaware 15.7 Mississippi 19.7 South Dakota 9.4 District of Columbia 17.3 Missouri 14.6 Tennessee 14.8 Florida 18.3 Montana 12.7 Texas 24.5 Georgia 17.9 Nebraska 9.0 Utah 11.7 Hawaii 8.9 Nevada 18.7 Vermont 13.2 Idaho 14.0 New Hampshire 10.0 Virginia 13.5 Illinois 11.0 New Jersey 14.2 Washington 12.4 Indiana 12.6 New Mexico 25.6 West Virginia 15.3 Iowa 11.3 New York 15.2 Wisconsin 7.3 Kansas 12.4 North Carolina 14.3 Wyoming 15.9 1. On average, what percentage of the people in the fifty states and the District of Columbia does not have health insurance? Place your answer, rounded to 2 decimal places, in the blank. _____________ 2. Based on the data above, what is the median percentage of people who do not have health insurance in the fifty states and the District of Columbia? Place your answer, rounded to 2 decimal places, in the blank. ____________ 3. Find the standard deviation of the percentage of people in the fifty states and the District of Columbia who do not have health insurance. Place your answer, rounded to 2 decimal places, in the blank. ____________ 4. The distribution of the data given in the table above is A. Normally distributed B. Positively Skewed C. Negatively Skewed D. Binomially distributed 5. An urn contains 12 balls identical in every respect except their color. There are 3 red balls, 7 green balls, and 2 blue balls. You draw two balls from the urn, but replace the first ball before drawing the second. Find the probability that the first ball drawn is red and the second ball drawn is green. Place your answer, rounded to 4 decimal places, in the blank. ________ 6. Ann is applying for a bank loan to open a pizza franchise. She must first complete a written application and then, if the written application is approved, be interviewed by bank officers. If an applicant?s written application is not approved the applicant is not granted an interview with the bank officers. Past records for this bank show that the probability of an applicant having his or her written application approved is 0.63. Records also indicate that the interviewing committee of bank officers approves 85% of the individuals they interview. Find the probability that Ann?s loan request is approved. Place your answer, rounded to 2 decimal places, in the blank. ________ 7. A restaurant menu has a price-fixed complete dinner that consists of an appetizer, entr?e, beverage, and dessert. You have a choice of five appetizers, ten entrees, three beverages, and six desserts. How many possible complete dinners are possible? Place your answer, as whole number?no decimal places?in the blank. _________ 8. The Big Triple at the local racetrack consists of picking the correct order of finish of the first three horses in the ninth race. If there are 12 horses entered in today?s ninth race, how many Big Triple outcomes are possible? Place your answer, as whole number?no decimal places?in the blank. _________ In February 2002 the Argentine peso lost 70% of its value compared to the United States dollar. This devaluation drastically raised the price of imported products. According to a survey conducted by AC Nielsen in April 2002, 68% of the consumers in Argentina were buying fewer products than before the devaluation, 24% were buying the same number of products, and 8% were buying more products. Furthermore, in a trend toward purchasing less-expensive brands, 88% indicated that they had changed the brands they purchased. Suppose the following complete set of results were reported. Use the following data to answer questions 9 through 12. Number of Products Purchased Brands Purchased Fewer Same More Total Same 10 14 24 48 Changed 262 82 8 352 Total 272 96 32 400 9. What is the probability that a consumer selected at random purchased fewer products than before? Place your answer, rounded to 4 decimal places, in the blank. ________ 10. What is the probability that a consumer selected at random purchased the same number or more products than before? Place your answer, rounded to 4 decimal places, in the blank. ________ 11. What is the probability that a consumer selected at random purchased fewer products than before and changed brands? Place your answer, rounded to 4 decimal places, in the blank. ________ 12. Given that a consumer changed the brands, what then is the probability that the consumer purchased fewer products than before? Place your answer, rounded to 4 decimal places, in the blank. ________ 13. Suppose that the probability that a new medication will cause a bad side effect is 0.03. If this medication is given to 150 people, what is the probability that exactly three of them will experience a bad side effect? Place your answer, rounded to 4 decimal places, in the blank. _______ 14. Suppose that the probability that a new medication will cause a bad side effect is 0.03. If this medication is given to 150 people, what is the probability that more than three of them will experience a bad side effect? Place your answer, rounded to 4 decimal places, in the blank. _______ 15. The average hourly wage of workers at a fast food restaurant is $6.50/hr with a standard deviation of $0.45. Assume that the distribution is normally distributed. If a worker at this fast food restaurant is selected at random, what is the probability that the worker earns more than $6.75? Place your answer, rounded to 4 decimal places, in the blank. ________ 16. It has been observed that electrical connectors manufactured by Jolt Electrical Supply Company last an average of 18.2 months and follow a normal distribution with a standard deviation of 1.7 months. Jolt agrees to replace any connector that fails within 19 months. Out of 500 connectors sold, how many does Jolt expect to replace, on average? Place your answer, rounded to the nearest whole number, in the blank. ______ 17. The length of time to complete a door assembly on an automobile factory assembly line is normally distributed with mean 6.7 minutes and standard deviation 2.2 minutes. For a door selected at random, what is the probability the assembly line time will be between 5 and 10 minutes? Place your answer, rounded to 4 decimal places, in the blank. _______ 18. The manufacturer of a new compact car claims the miles per gallon (mpg) for the gasoline consumption is mound shaped and symmetric with a mean of 25.9 mpg and a standard deviation of 9.5 mpg. If 30 such cars are tested, what is the probability the average mpg achieved by these 30 cars will be greater than 28? Place your answer, rounded to 4 decimal places, in the blank. _______ The annual returns, in percentages, on stocks A and B for three possible states of the economy are given in the table below. Economy State Probability StockA StockB Good 0.5 40 20 Average 0.3 20 40 Bad 0.2 10 8 19. If one invested in StockA, what would be the expected annual percentage return? Place your answer, in percent, in the blank. For example, an expected 10 percent return would be recorded as 10. Do not use a percent sign. _______ 20. If one invested in StockA, what would be the standard deviation of the percentage return? Place your answer, in percent rounded to 1 decimal place, in the blank. For example, a standard deviation of 10.39 percent would be reported as 10.4. Do not use a percent sign. _________
Question 3
Please read the attached info before answering the question below. Questions: Contract Employees are to complete and submit this form for authorisation prior to commencement: Answer: Company Name Oz Invest Pty Ltd Do you have any questions about how you will implement this Client?s Brief? Have you identified any information gaps that will prevent you from completing the client assignment? If Yes, list the missing information Part 2 - Please see attached spread sheet questions. Thank you! Regards, Student,What I will do is to send again part 1 questions with the information.,Part 2 Excel,Please open my previous attachment documents above- part 1: Accounting question 24th Aug 2012 and Part2 : OZ Invest - 2011 Budget questions in excel...,I have started answering some part of excel part2...please find attached the problem is I am not quietly sure if I am 100% right, so correct me if I am wrong and continue. thank you!,Professor, Please let me know if you got both 2 attachment documents questions including draft solutions in excel. Thank you! Regards, Student,Thank you very much Professor for accepting my assignment. Regards, Sudent,Dear Pfoefessor, I received your solution in excel and I have clarification for QRT1 what Valuations business Unit 2011 Qrt1 Variance Report? and as well, WhatRecommendations and Advice to the valuation business unit manager? If i am not mistaken the part 1 questions also related this problem where I am still waiting from you...but its ok you I would mind to check before 5pm wednesday australian for its due today, what I meant the first part 2questions need to answer aswell...Again, thank for your time and I really appreciate for your help. You are doing a great job! Regards, Student,I really appreciate your help Professor...Thank you!,Hi Professor, If you would mind I need your answer part 1 tomorrow 7am wednesday...Also, please review excel solution .Thank you! Regards, Student,Thank you!,Hi Professor, I'm wating for the solutions part 1 and excel solutions needs to be review esp valuation buisiness unit 2011 Qtr Variance report & Recommendations ands advice to the valautions business unit manager...Please help til 5pm til7pm today thursday -Australian time. I really appreciate if you can solve these issues soon. Thank you! Regards, Student,Dear Sir, I acknowledge that I received the attached solution. I am now finalising my answer(s). I will keep in touch if i will encounter any clarification/ figures that I understand. Im glad you finish before 5pm today. Thank you very much! God bless! Regards, Student
Question 4
"1. Which of the following Investors will potentially receive dividends on their investments? A) Bond holders B) Share holders C) Creditors D) Derivative holders E) Both B and D are correct. 2. A security whose value is based solely on the value of other assets is called a ________ security. A) capital option B) hedging C) derivative D) asset alternative E) none of the above 3. When you borrow money to pay for your investments you are ________. A) increasing your purchasing power B) practicing leverage C) starting a poor habit D) attempting something that can't be done E) A and B 4. Lavon has his money invested into an asset that has averaged the following returns the last three years: +22%, -8%, +13%. Most likely what type of asset is he invested in? A) Corporate bonds B) Income producing Real Estate C) Gold coins D) Common stock 5. Latisha invested $1,000 in XYZ stock. Two years later she sold the stock for $1,200. During the time she owned the stock, she received a total of $80 in dividends. What was her total return on investment? A) 8% B) 20% C) 28% D) not enough information available. 6. Tran purchased a house for a rental property for $100,000 five years ago. During the time he owned this rental, his net rent was a total of $4,000. He just sold the property for $120,000. What was his average annual return on this investment? A) 4.0% B) 4.8% C) 24% D) not enough information available. 7. Juan purchased shares in ABC company for $5,000 three years ago. During these three years he received $600 in dividends. He just sold the stock for $4,300. What was his total return on this investment? A) 2% B) 12% C) 14% D) 26% 8. Louis purchased $5,000 worth of stock three years ago and sold it today for $7,000. He received no dividends from this investment. Inflation averaged 4% during the three years he owned the stock. What was his average real return per year on this investment? A) 4% B) 9.33$ C) 13.33% D) 40% 9. Most of the bonds that are bought and sold are not transacted on the organized exchanges. They are bought and sold through bond dealers who do not sell many ________ bonds but do trade many ________ bonds in the secondary market. A) corporate; government B) government; corporate C) high par value; corporate D) government; low par value E) corporate; low par value 10. Patti DeVry has been trading stocks in the over-the-counter market. When she wants to sell her stocks she will receive the ________ price and when she wants to purchase stocks she will pay the ________ price. A) ask; bid B) bid; ask C) starting; minimum D) ask; minimum E) bid; minimum 11. Your next-door neighbor, a kind, elderly lady, just discovered that her stock account had been excessively traded in an inappropriate manner, mainly to generate excess commissions. This is an example of ________. A) account theft B) black market trading C) high turnover trading D) churning E) none of the above 12. Barney Q. Hopkins borrows stock from his broker (short selling) with the goal of ________ and ________. A) buying low; selling later B) buying low; selling low C) buying high; selling low D) selling high; later buying low E) borrowing money; buying low 13. Assume you have a 50% margin requirement. You purchase 100 shares of Microsoft at $150 per share, maximizing your margin. The price increases to $175 per share. What is the net value of your investment (margin) now? A) $17,500 B) $15,000 C) $ 7,500 D) $ 3,750 E) none of the above 14. You have just purchased 10 shares of a stock selling at $50 per share. Since that time, the company was found to be in violation of several environmental laws and has several major lawsuits outstanding. Which of the following statements is most correct? A) You could lose up to your $500 investment. B) You could lose more than your $500 investment. C) You cannot lose your investment based on the actions of the company. D) By owning stock in the company, you have also technically violated the law. E) none of the above 15. The net income of the firm is $4 million dollars. The firm will pay $500,000 in dividends to the preferred shareholders. There are currently 1 million shares of common stock outstanding. What are the earnings per share for this firm? A) $4.00 B) $3.50 C) $4.50 D) None of the above are correct 16. The firm will pay an annual dividend this year of $2 per share. The current market price of the stock is $40.00 per share. The book value of this stock is $24.00 per share. The earnings per share for this firm is $5.75. What is the current dividend yield of this stock? A) 14.38% B) 8.33% C) 23.9% D) 5% 17. The firm will pay an annual dividend this year of $2 per share. The current market price of the stock is $40.00 per share. The book value of this stock is $24.00 per share. The earnings per share for this firm is $5.75. What is the current dividend yield of this stock? A) 14.38% B) 8.33% C) 23.9% D) 5% 18. At what point do you purchase common stock without a right to a declared dividend? A) dividend payout date B) declaration date C) ex-dividend date D) cut-off point E) end of fiscal year 19. Which of the following company's stock has the most potential to provide you with a capital gain in the future? A) XYZ with a dividend yield of 6% B) 123 with a P/E ratio of 12 C) ABC with a P/E ratio of 39 D) 555 with a market to book ratio of 2.2 E) OXX with a market Cap of $336 million dollars. 20. Which of the following company's stocks has the highest risk of losing some or all of your investment? A) XYZ which is part of the DJI. B) 333 with a dividend yield of 4.5% C) ABC with a P/E ratio of 70 D) Not enough information provided. 21. A stock currently sells for $50 per share, and has a forecasted dividend of $6.00 per share. There are currently 100,000 shares outstanding and the stock has a P/E ratio of 14.00. What is the dividend yield? A) 10% B) 12% C) 24% D) 28% E) none of the above 22. A company has total assets of $10,000,000 and no outstanding debt. The closing price of the stock is $45.75 per share, and there are 200,000 shares outstanding. It has paid common dividends of $250,000. What is the book value per share? A) $25.00 B) $40.25 C) $45.75 D) $50.00 E) none of the above 23. You are considering leveraging an investment of $50,000. You would borrow $40,000 at 10% and provide the balance yourself. If this investment increased in value by the end of the year by 30% what is your rate of return? A) 10% B) 20% C) 30% D) 50% E) none of the above 24. ComChip is a computer chip manufacturer. Its stock is selling at $50 per share. Estimated earnings next year total $200,000. The company currently has 100,000 shares of common stock outstanding and will pay $20,000 in dividends. What is the firm's P/E ratio? A) 50.00 B) 45.80 C) 25.00 D) 27.78 E) none of the above 25. What is the value of a $1,000 par value bond with a 12% annual coupon that will mature in 5 years if the bond is currently priced to yield 10%? A) $955.76 B) $1,000.00 C) $1,075.81 D) $1,158.52 E) none of the above 26. You have a corporate bond that pays interest every six months. It carries a coupon rate of 10%. What is your accrued interest on the bond if it has been four months since interest was last paid? A) $33.33 B) $50.00 C) $66.66 D) $100.00 E) none of the above 27. Sherman has three bonds with a $1,000 par value that pay a 9 % coupon interest rate. How much will he earn every six months? A) $27 B) $ 90 C) $135 D) $202.50 E) $270 28. Suppose that you have a bond that has a par value of $1,000 and a coupon interest rate of 9%. Its current price is $950 and it will mature in 7 years. What is the approximate yield to maturity? A) 9.00% B) 9.50% C) 9.96% D) 10.23% E) none of the above 29. Suppose that you just purchased a $1,000 Treasury Inflation-Indexed Bond which carried an original interest rate of 3.375%. The consumer price index just increased by 5% increasing the par value of the bond to $1,050. What is your interest payment considering this change? A) $31.75 B) $33.75 C) $35.43 D) $50.00 E) none of the above 30. Suppose you just purchased a corporate bond at 95 1/8. It carries a 7% coupon rate, will mature in 5 years and is priced to yield 8.22%. What is the annual interest payment to you? A) $70.00 B) $82.22 C) $95.125 D) $100.00 E) none of the above 31. Your required rate of return on company XYZ's preferred stock is 12%. There preferred stock pays a fixed annual dividend of $4.00. What market price would you be willing to pay for a share of XYZ preferred? A) $4.00 B) $33.33 C) $48.00 D) $54.44 32. Which of the following statements regarding Funds A and B are true? Assume that you would invest $10,000 and would sell the fund after 4 years. Further assume that each fund will earn a total return each year before expenses of 15%. Fund A Fund B Front-end Load 7.50 % 4.50% Back-end Load 0.00% 3.00% within 3 years Management Fee 1.50% 0.50% 12b-1 fee 0.00% 1.50% A) Fund A would provide a higher total return during the holding period. B) Fund A would have higher annual expenses during the holding period. C) Fund B would require paying a back-end load when sold. D) Fund B would have lower annual expenses during the holding period. E) None of the above are true. 33. Total returns on mutual funds can be calculated by adding dividends distributed, capital gains distributed, and ________ and dividing this sum by the beginning net asset value. A) beginning NAV - ending NAV B) ending NAV - beginning NAV C) dividends undistributed + capital gains undistributed D) beginning NAV + ending NAV E) ending NAV + beginning NAV 34. Zippo Mutual Fund is one of your best performers. It just announced a year-end distribution of $3.50 per share in capital gains and $1.50 in dividends. Assuming the NAV increased from $29.50 to $33.50, calculate your total annual return? A) 30.51% B) 26.87% C) 16.95% D) 14.93% E) none of the above 35. You purchased 100 shares of Gibraltar Strength Fund for $12.75 per share. Its current NAV is 18.75 per share. There was a total of $0.25 in dividends and $0.75 in capital gains distributed. What is your total return? A) 32.00% B) 37.33% C) 47.06% D) 54.90% E) none of the above 36. What does the following mathematical expression yield? (total market value of all securities - liabilities) divided by (total shares outstanding) = ________. A) asset value B) net value C) net asset value D) net return value E) asset return value 37. You purchased 1000 shares of fund ABC for $35.00 NAV per share. While you owned these shares you received $150 in dividend distributions and $350 in capital gains distributions. You just sold all of your shares for a total of $$2500. What was your total return on this investment? A) -14.3% B) 14.3% C) 32.8% D) 42.8% 38. You purchased 500 shares in a mutual fund for $20 NAV. You elected the Dividend Reinvestment Plan and had all dividend and capital gains distributions reinvested in additional shares. You just closed your account and sold 550 shares for $28 NAV. What was your total return on this investment? A) 24% B) 34% C) 44% D) 54% 39. Currently, Social Security is a pay-as-you-go system where current workers pay taxes to pay current retirees benefits. How is Social Security funded? A) Income taxes by all Americans B) Payroll taxes on employees up to a salary cap. C) Payroll taxes on employers up to a salary cap. D) All of the above are correct E) Both B and C are correct. 40. What type of retirement plan would you be participating in if you, as the employee, possibly with some contributions by your employer, provided the funds for your retirement plan? A) defined-benefit plan B) noncontributory retirement plan C) contributory retirement plan D) portable plan E) none of the above 41. Tran is employed at a Company where at the end of every year, the Company will contribute anywhere from 2% up to 12% of his salary into his retirement plan, depending on how well the Company's financials were for the year. This type of contribution plan is a ________ plan. A) 401k B) ESOP C) Profit Sharing D) Performance 42. Jahwana works for a large corporation with a 401k retirement plan. The company will contribute an employer match on a dollar-for-dollar basis up to 5% of the employees salary. Jahwana currently earns $40,000 in gross salary and she currently contributes 15% of her salary into her 401k. How much money in dollars is the total contribution to her account every year? A) $2,000 B) $6,000 C) $8,000 D) Not enough information available to determine the answer. 43. A ________ option provides payments over the life of both you and your spouse no matter how long you live. A) single life annuity B) lump sum annuity C) joint and survivor annuity D) annuity for life E) combination annuity 44. Lucius starts saving $100 per month at age 25 and averages 6% per year compounded monthly. Hector starts saving $1,215.22 per month at age 55 and averages 6% per year compounded monthly. Who will be better off at age 65 assuming neither had in money in their account when they started? A) Lucius will have $15,476.20 and Hector will have $16,017.57 in their accounts at age 65. B) Lucius will have $199,149.07 and Hector will have $163,879.34 in their accounts at age 65. C) They both will have the same amount of money in their accounts at age 65. D) Not enough information available. 45. Jose does not have a retirement plan at work. He currently earns $30,000 in salary and is in the 15% marginal tax bracket. If he contributes the maximum contribution of $5,000 to his Traditional IRA, how much money will he save on his income tax liability? A) Nothing since only the ROTH IRA has tax deductions on contributions. B) Nothing since his income does not qualify for tax deductions for a qualified plan. C) $5,000 D) None of the above is correct. "
Question 5
You must support your statements with materials from the text. Cite your sources in APA format. A great source for those unfamiliar with APA formatting is http://www.apastyle.org/learn/tutorials/basics-tutorial.aspx. All material must be appropriately cited with an in-text citation (author, date) and a reference page listing. Your essay may contain no more than 10% quotes from other sources. Paraphrase what you read instead of copying and pasting. You may not re-use work that you have submitted in previous classes. All work in this class must be original. Essay topic: Discuss the legal and ethical issues surrounding Solyndra, the California based solar panel manufacturer. You will need to research the company through the University library. Incorporate two to three specific laws that apply to the situation. Also, identify an ethical framework that applies to this situation, as well as the philosophy of economist Milton Friedman. Discuss how these may have influenced the Solyndra executives. Your essay should be 1800 - 2450 words and in APA format. Use at least seven credible sources for your essay including at least two sources from the University library. Submit this essay as a Microsoft Word attachment in the Assignment section of the class no later than Sunday. You also need to submit your Turnitin report along with your essay. Instructions for obtaining your Turnitin report are located in the Announcements section of the class. Please note that Turnitin often takes 24 hours to generate a report, so you should not wait until Sunday to submit your essay. All essays submitted without an attached Turnitin report will be returned ungraded.
